Blue cross blue shield history

Company History

blue cross blue shield history

US Healthcare System Explained

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When you think of the s, flappers and Prohibition probably come to mind. But another important thing happened then. People started going to hospitals more often because medical care got better. That made the price go up. In , the plan got a name and a logo: Blue Cross. It became known as Blue Shield. Few commercial companies offered health insurance then.

The two organizations merged in In the healthcare insurance industry the organization is known as "The Association" and has two offices: in Chicago and Washington. The Association is the link between all the other Licensees as it controls access to the cross and shield trademarks and the names Blue Cross and Blue Shield. It controls the communications between the different "Plans" that allow all the Licensees to offer national insurance even though each has very defined service areas. The Association also controls the operating policies that each Licensee must follow to be a Licensee. Blue Cross and Blue Shield developed separately, with Blue Cross providing coverage for hospital services and Blue Shield covering physicians' services. Blue Cross is a name used by an association of health insurance plans throughout the United States.

Blue Cross and Blue Shield is the oldest and largest payer group in the U. Blue Cross was founded in as a way to provide prepaid hospital care.
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Blue Cross Blue Shield has a presence in over countries throughout the world. The U. More than million Americans can claim to be insured by Blue Cross Blue Shield through the membership of all locations combined. It was called Blue Cross. The Blue Shield was originally an insurance plan for employers of mining camps in the Pacific Northwest. The employers paid their monthly fees to groups of physicians for employee coverage.



Our History

Today, BCBS continues to transform healthcare with the same spirit of innovation that has improved the lives of generations of Americans. Blue Cross began in , as a partnership between a local hospital and its financially struggling patients. Baylor University hospital administrators were seeking a way to make healthcare more affordable for their patients, many of whom were Dallas public school teachers.

25 things to know about Blue Cross Blue Shield

The Blue Cross and Blue Shield Association is a nationwide organization that coordinates 70 independent health care plans which operate under the Blue Cross and Blue Shield banner. The association owns the Blue Cross and Blue Shield names and trademarks, and licenses them to its members. All Blue Cross and Blue Shield plans often referred to collectively as the 'Blues' are run autonomously, but must meet standards laid out by the association. Taken together, the Blues are the largest health insurers in the United States, covering about 25 percent of the nation's population. Licensees also operate in Canada, Jamaica, and the United Kingdom. The Blues serve an additional 34 million individuals through their role as contractors for Medicare processing.

Blue Cross Blue Shield Association

Cunningham Jr. Dekalb: Northern Illinois University Press, Tables, illustrations, notes, bibliography, and index. The American health care system is an elaborate and chaotic and shifting compromise among doctors, employers, and insurers. As the principal consumers of health care in the private welfare state of the postwar era, some employers have juggled their responsibility for employment-based benefits with the increasingly expansive and expensive scope of collectively-bargained health provision, the inflationary bias of third party billing, the periodic threat of state intervention, and the determination of other employers to avoid such burdens altogether.

At Blue Cross Blue Shield , we take corporate responsibility seriously, building and supporting programs that positively impact healthcare in communities across America. To Live Fearless is to live free of worry, free of fear, because you have the strength of Blue Cross Blue Shield behind you. Doctors and hospitals recognized for their expertise and exceptional quality in delivering care, from general health and wellness to more complex and specialty procedures. Through advanced analytics and research, we are able to uncover and share key healthcare trends. We provide a full range of healthcare solutions for people who live, work and travel internationally.

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1 thoughts on “Blue cross blue shield history

  1. Blue Cross and Blue Shield developed separately, with Blue Cross providing coverage for hospital services and Blue Shield covering.

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